Modern Houston mortgage and insurance office scene

NMLS #311174 · Houston, Texas

駿傑貸款和保險
Fast Easy LLC Mortgage & Insurance

雙語貸款與保險經紀服務，專注住宅貸款、商業貸款、低首付項目、替代文件貸款方案，以及房屋、汽車、商業、醫療、人壽保險配置。

Bilingual mortgage and insurance brokerage support for residential and commercial financing, low down payment programs, alternative documentation options, and protection planning.

Call Minnie Chen Email Consultation
RMLO
NMLS #316118
Language
中文 / English
Focus
Loan & Insurance

Meet our team

專業貸款團隊 / Our Loan Originators

以中文及英文提供清晰、細心的貸款諮詢，協助客戶瞭解不同貸款方案與申請流程。

Bilingual guidance with attentive service to help clients understand financing options and the loan application process.

Minnie Chen, Loan Originator

貸款經紀人 / 經理 / Loan Originator / Team Manager

Minnie Chen

NMLS ID: 316118

提供住宅及商業貸款諮詢，協助客戶比較貸款方案與準備申請文件。

Residential and commercial mortgage guidance, program comparison, and application support.

832-677-3188
Sandra Huixin Chen, Loan Originator

貸款經紀人 / Loan Originator

Sandra Huixin Chen

NMLS ID: 1553006

提供專業貸款諮詢，協助客戶評估需求、瞭解方案及推進貸款申請。

Professional consultation to assess needs, explain financing options, and support the loan process.

832-262-9980

貸款經紀人 / Loan Originator

Yvonne Siew Chee

NMLS ID: 1181437

提供專業貸款諮詢，協助客戶評估需求、瞭解方案及推進貸款申請。

Professional consultation to assess needs, explain financing options, and support the loan process.

(832) 535-8860
Company NMLS 311174
Minnie Chen RMLO NMLS 316118
Team RMLO NMLS 1553006 · 1181437
服務語言 / Languages 中文 / English

What we do

貸款與保險服務 / Mortgage & Insurance Services

01

住宅貸款

買房、自住房、投資房、再融資、低首付貸款路徑評估。

Home purchase, owner-occupied, investment property, refinance, and low down payment options.

02

商業貸款

商業地產、企業用途、收入結構較複雜客戶的方案比較。

Commercial property and business-purpose financing guidance for complex income profiles.

03

替代文件方案

可評估不查傳統收入、不查銀行存款、無信用或 ITIN/身分文件有限等項目。

Evaluation for alternative-documentation, stated-income, limited-credit, ITIN, and foreign-national scenarios.

04

保險配置

房屋、汽車、商業、醫療、人壽保險，按家庭與企業風險組合規劃。

Home, auto, business, health, and life insurance planning for families and companies.

Loan options

多家銀行代理，匹配更合適方案

Fast Easy LLC Mortgage & Insurance 代理多家銀行及貸款渠道，可根據客戶收入、首付、信用、身分文件、物業用途與購買時間表進行初步匹配。

We compare lender channels and program requirements based on income profile, down payment, credit, documentation, property use, and timeline.

5% Down Assistance 政府補助與低首付項目可評估 / Government assistance may be available.
3.5% Down FHA-style Options 適合符合條件的自住房買家 / For eligible owner-occupied buyers.
Alternative Documentation 收入、存款、信用與身分文件有限的客戶可諮詢 / Subject to investor guidelines.
Rate & Fee Review 比較利率、點數、closing cost 與月供結構 / Transparent cost comparison.

Market notes · Updated June 12, 2026

貸款資訊 / Mortgage News

Freddie Mac: 30-year fixed mortgage average at 6.52%

Freddie Mac reported the weekly U.S. average for a 30-year fixed mortgage at 6.52% and the 15-year fixed at 5.84%.

Source: Freddie Mac PMMS

FHFA posts 2026 conforming loan limit resources

FHFA published 2026 conforming loan limit values and county-level resources under the HERA formula.

Source: FHFA

低首付項目需要提前核對資格

政府補助、3.5% 首付、5% 首付和替代文件貸款通常有地區、收入、物業用途、信用或投資人規則限制，建議先做免費初步評估。

Ask about eligibility

Application form

客戶申請表 / Client Application

請填寫基本資訊，提交後系統會自動整理成郵件內容發送給 Minnie Chen。請勿在此表格填寫完整 SSN、銀行帳號或高度敏感資料。

Complete the intake form below. The page will prepare an email to Minnie Chen with your information. Do not enter full SSN, bank account numbers, or highly sensitive personal data.

Owner receives: minnie.fasteasy@gmail.com

Start here

預約貸款或保險諮詢

請準備購買預算、首付金額、信用情況、收入類型、物業用途及希望完成時間。Minnie Chen 可提供中文或英文溝通。

Have your budget, down payment, credit profile, income type, property use, and target closing timeline ready for a clearer first consultation.

Call 832-677-3188 minnie.fasteasy@gmail.com
Office Locations 9600 Bellaire Blvd, Ste 230
Houston, TX 77036 6650 Corporate Drive, Ste B
Houston, TX 77036